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Insurance companies will increase premiums after a drunk driving conviction by as much as two or three times. In most cases, this is simply price gouging as the statistical incidence of accidents caused by convicted first offenders is far below the level that would justify the increases. There are no laws regulating the premiums charged, however; they vary wildly from one company to another and certainly justify comparison shopping.
How a DUI Conviction Affects Your Insurance
Information on a national level from the insurance industry.
Proof of Insurance
Under Ohio law, reinstatement of driving privileges after a DUI conviction or suspension requires, among other things, filing "proof of insurance" (the "SR-22" form) with
the BMV.
What Your Insurance Company Knows About You
An inside look at how auto insurance companies get information and what they are likely to know about you and your driving record when you apply for coverage.
Online Car Insurance Quotes
Compare the coverage and premiums from various auto insurance companies based upon information you submit online.
Avoiding Problem Insurers
Check the ranking of insurance companies with the
Ohio Department of Insurances by the number of consumer complaints received.
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LAW OFFICES OF DAVID H. DAVIES
David H. Davies, Attorney at Law
440-953-2000
ddavies@ohiobarrister.com